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Germantown is a suburb of Memphis, which lies just northwest. Its economy is comprised of the retail and commercial service sectors. The center of town is known as the "Old Germantown" neighborhood, anchored by the railroad tracks that recall the community's earliest days.

The city holds multiple horse shows and competitions annually, as well as the Germantown Festival, an arts and crafts fair.

Germantown has the lowest crime rate for any comparably sized city in Tennessee, and the parks and recreation dept is nationally accredited. The Arbor Day Foundation has awarded Germantown the title of “Tree City USA” for 23 consecutive years.

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